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Business insurance
Insurance for chartered accountants
We are proud to offer specialist knowledge combined with local service to New Zealand chartered accounting professionals and businesses. Our excellent record with customers is built on comprehensive cover, seamless service and impeccable claims handling when it counts.
Since 2002 we have managed ‘Ikon’, an exclusive insurance scheme for accountants and bookkeepers. Ikon completes your professional risk management and insurance needs in one programme.
WHAT IKON ACCOUNTANTS’ INSURANCE COVERS
Professional indemnity
- multiple reinstatements to the limit of indemnity
- low policy excesses
- broad dishonesty coverage
- fidelity coverage
- court attendance, loss mitigation and fee recovery costs
Complete management liability insurances
Liability policies available to complement your professional indemnity coverage includes
- Directors and officers liability
- Public liability
- Statutory liability
- Employers liability
- Employment practices liability
- Internet liability
- Crime cover
CyberSAFE
As an accountant or bookkeeper, your work is based on sensitive client information. Protect your business from hackers or an inadvertent error with cyber insurance. CyberSAFE provides coverage for expenses like data and recovery costs, fines and penalties, and PR and crisis management costs. CyberSAFE is a comprehensive policy that covers your own losses as well as your liability to others from a cyber event such as:
- a virus introduced innocently through an e-mail attachment
- a hacker penetrating your security
- a disgruntled employee acting maliciously.
- more on CyberSAFE
SmartPAK for assets and business interruption risks
- 1m blanket cover for business contents reducing the risk of underinsurance
- Standard excess for fire, water damage, malicious damage, money and portable computers only $350, motor vehicles only $400
- Business Interruption Protection that goes the distance: cover starts from when trading is halted, not from the date of damage - you can use your whole indemnity period.
- More on SmartPAK
Life and health solutions
Crombie Lockwood can also provide advice and solutions for protecting the important people in your life and your business including:
- Employee benefits
- Income protection Insurance
- Shareholder protection
- Key person insurance
- Debt protection
- life and health cover for you and your family
Insurance brokers you can count on
Our specialist brokers have significant experience working within the professional services industry and understand the risks and corresponding cover needed to protect your assets and reputation.
We work on your behalf, not the insurers’. If you have to make a claim, we will lodge it on your behalf and work through the handling process right to settlement. Ask for an insurance quote from Crombie Lockwood today.
