Insurance for chartered accountants

• multiple reinstatements to the limit of indemnity
• low policy excesses
• broad dishonesty coverage
• fidelity coverage
• court attendance, loss mitigation and fee recovery costs

Liability policies available to complement your professional indemnity coverage includes

• Directors and officers liability
• Public liability
• Statutory liability
• Employers liability
• Employment practices liability
• Internet liability
• Crime cover

As an accountant or bookkeeper, your work is based on sensitive client information. Protect your business from hackers or an inadvertent error with cyber insurance. CyberSAFE provides coverage for expenses like data and recovery costs, fines and penalties, and PR and crisis management costs. CyberSAFE is a comprehensive policy that covers your own losses as well as your liability to others from a cyber event such as:

• a virus introduced innocently through an e-mail attachment
• a hacker penetrating your security
• a disgruntled employee acting maliciously.
• more on CyberSAFE

• High blanket cover for business contents reducing the risk of underinsurance
• Standard excess for fire, water damage, malicious damage, money and portable computers only $350, motor vehicles only $400
• Business Interruption Protection that goes the distance: cover starts from when trading is halted, not from the date of damage - you can use your whole indemnity period.
• More on SmartPAK 

Crombie Lockwood can also provide advice and solutions for protecting the important people in your life and your business including:

• Employee benefits
• Income protection Insurance
• Shareholder protection
• Key person insurance
• Debt protection
• life and health cover for you and your family