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Liability insurance

Crime and fidelity insurance

Crime and fidelity insurances cover claims that result from direct losses caused by employees' dishonest or fraudulent acts. 

Crime insurance reimburses the organisation for loss of money, securities or other property (for example stock or business equipment) due to the dishonesty of either employees or outside third parties.

Fidelity insurance responds to claims for direct loss to the organisation arising from any fraudulent or dishonest acts committed by employees.

Both insurances will usually also cover the cost of a fraud investigator to help prepare a claim and recommend future loss prevention measures.

Help with crime and fidelity cover

Our brokers can advise you on the best crime and fidelity insurance solution for your business. And if a claim arises we will act as your advocate to ensure it is resolved fairly and promptly. 

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Liability solutions

Public liability

Protects your business in the event of claims made by the public in connection with your business' activities.

Statutory liability

Statutory liability insurance can protect businesses against certain unintentional breaches of NZ law

Employers liability

Employers liability protects employers against claims brought by employees who have sustained an injury not covered by ACC

Professional indemnity

Professional indemnity insurance is designed to cover professionals who provide advice

Directors and officers liability

Directors and officers insurance protects your executives and board from personal financial risk

Employment disputes

Employment disputes insurance protects employers against personal grievance claims brought by past or present employees

Product liability

Product liability insurance protects against claims of personal injury or property damage caused by a business

Crime and fidelity

Crime and fidelity insurance protect organisations from losses arising from dishonest acts committed by employees

Trustees liability

Trustees liability insurance protects trustees from personal liability while carrying out duties performed for the trust

Liability consequential loss

Responds to financial losses suffered by a business, following a business interruption that's a result of a liability insurance claim

Criminal defence legal costs

Provides cover for costs incurred in legal disputes brought against you, company officers and employers

Internet liability

Internet liability insurance provides specialist protection often not covered in general liability policies