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Business insurance

Foodsure liability insurance

Foodsure is an insurance solution specifically designed for manufacturers of products used for consumption, from small artisan food producers to food manufacturing plants.

The risks faced by food manufacturers are unique. They face potential exposure to product liability claims, as well as recall costs arising from contaminated or defective products. 

Who needs Foodsure liability insurance?

Any business manufacturing, supplying or distributing products for human ingestion or consumption faces liability risks. This includes manufacturers, distributors and importers of food and beverage products that deal in:

  • Frozen vegetables
  • Sweets and chocolates
  • Biscuits and crackers
  • Coffee / tea and spices
  • Meat, seafood and poultry
  • Infant formula
  • Dairy foods
  • Fresh fruit and vegetable juice
  • Spirits, wines and beers
  • Freshly baked goods
  • Canned fruit and vegetables
  • Frozen prepared foods
  • Fresh fruit and vegetables
  • Sauces, preserves and pickles

What Foodsure liability insurance can cover

Our liability insurance for food manufacturers covers the litigation risk associated with defective products, contamination risk, subsequent recall expenses and related loss of income as well as the extra costs incurred to maintain the business following a liability claim.

Through statutory liability insurance, we provide cover for the defence of actions brought under health and safety, environmental and consumer legislation. We also provide cover for directors and senior management through personal liability insurance.

We can provide for risks such as:

  • Product recall
  • Product tampering
  • Breach of intellectual property rights
  • Allegations of breach of GMO regulations
  • Breach of statute

Contact a broker to learn more about Foodsure and insurance solutions for food manufacturers. 

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