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Business

SME insurance

Thousands of small and medium-sized enterprises (SMEs) throughout New Zealand find their business insurance through Crombie Lockwood brokers. We currently place insurance premiums in excess of $800 million on behalf of over one hundred thousand small and medium enterprises throughout New Zealand.

Key risk areas for SMEs 

Recent research from Vero indicates that many New Zealand small-medium small businesses share similar concerns about risks to their business.

  • 38% of SMEs with insurance are concerned about being unable to trade for a long period of time
  • 26% are concerned about a business owner or key employee taking time off work
  • 24% are worried about cyber attacks 
  • 23% are worried about natural disasters

Is your business covered? If any of the above are a concern for you, talk to one of our brokers about how to protect you or your income if something goes wrong.

SME insurance specialists

We work closely with SME business owners  from a range of industries and have are experienced developing risk management solutions for clients with similar business challenges to you.

We work with you to get a thorough understanding of the nuts-and-bolts of your business and recommend insurance cover to meet your needs. Then with our market scale and relationships we negotiate effective and cost-efficient terms for you.

SME solutions

Our solutions provide small and medium enterprises with cover for risks such as:

  • damage or material losses
  • liability
  • professional indemnity
  • business continuity
  • cyber insurance
  • key persons’ life and health
  • commercial motor vehicle

We develop bespoke solutions, and also offer excellent value packages such as SmartPAK, our marketing leading suite of covers for SMEs.

SmartPAK was developed after hundreds of conversations with businesses similar to yours over many years. It has three times the smarts of your existing cover:

  • Higher automatic cover limits to prevent underinsurance
  • Lower excesses
  • Better business interruption protection

Your insurance broker

We’re proud of our reputation for going the extra mile for our customers, especially when it comes to claims time. We act for you, not the insurer, and we see your claim right through to settlement.

We offer practical advice on SME insurance solutions based on solid experience and understanding of the New Zealand small business environment. Crombie Lockwood is locally grown, nationally resourced and internationally endorsed so you can get the cover you and your business needs.

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Need to talk?

Call us now
0800 276 624
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