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Liability insurance
Liability consequential loss
Liability consequential loss cover protects against financial losses following business interruption that’s happened as a result of a liability insurance claim.
This cover is usually offered as an extension to public liability, statutory and employers’ liability insurance policies.
What liability consequential loss covers
Liability consequential loss covers loss from interruption or interference with your business following:
- an occurrence under the General Liability section
- an event under the Statutory Liability section
- a claim under the Employers Liability section
Cover is generally for up to 12 months from the time of interruption or interference.
Liability consequential loss is sold as part of our business liability insurance solutions.
Talk to one of our brokers about a liability package that meets the needs of your business.
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Liability solutions
Public liability
Protects your business in the event of claims made by the public in connection with your business' activities.
Statutory liability
Statutory liability insurance can protect businesses against certain unintentional breaches of NZ law
Employers liability
Employers liability protects employers against claims brought by employees who have sustained an injury not covered by ACC
Professional indemnity
Professional indemnity insurance is designed to cover professionals who provide advice
Directors and officers liability
Directors and officers insurance protects your executives and board from personal financial risk
Employment disputes
Employment disputes insurance protects employers against personal grievance claims brought by past or present employees
Product liability
Product liability insurance protects against claims of personal injury or property damage caused by a business
Crime and fidelity
Crime and fidelity insurance protect organisations from losses arising from dishonest acts committed by employees
Trustees liability
Trustees liability insurance protects trustees from personal liability while carrying out duties performed for the trust
Liability consequential loss
Responds to financial losses suffered by a business, following a business interruption that's a result of a liability insurance claim
Criminal defence legal costs
Provides cover for costs incurred in legal disputes brought against you, company officers and employers
Internet liability
Internet liability insurance provides specialist protection often not covered in general liability policies