Marine cargo insurance

Who needs marine cargo insurance?

You need marine cargo insurance if:

• you ship cargo overseas or inland in NZ, and risk loss through damage or loss of your products.
• you could be liable for your shipment causing damage to others.
• you suffer a loss of profit related to an event covered by a policy extension.

Marine cargo insurance options

We can cover cargo moving anywhere in the world just once, or on an ongoing basis. 

You have the choice of:

• Marine open cover, to cover all shipments undertaken annually in New Zealand, worldwide or both.
• Individual policies taken for one-off or infrequent shipments.

Help with marine cargo insurance

In the speciality area of marine cargo insurance difficulty arises with pinpointing where responsibility passes between parties. We usually ask to review the terms of sale before a contract is signed, so we can assist with mitigating your risk even at an early stage. If this is not possible, we can structure your marine cargo insurance in such a way that it covers your risk under the agreed terms of sale.

We have brokers with extensive experience in marine insurance and understand what’s needed to support you at claims time.  They can work with you to offer options on protection for a range of marine risks including marine hull and liability cover and marine carrier’s liability insurance.