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Liability insurance
PURPL liability insurance
PURPL liability insurance cover is an affordable, combined liability insurance solution designed to protect you and your business when facing the prospect of being sued or prosecuted.
Win or lose, the cost of defending liability claims can be devastating, which is why PURPL steps in to pay your legal defence costs plus settlements agreed out of court or damages awarded against you in court.
PURPL is arranged by Crombie Lockwood and underwritten by QBE Insurance, one of New Zealand’s leading liability insurers.
10-dimensional liability insurance for ultimate business protection
PURPL comprises ten important dimensions providing cover for:
- Directors and officers liability
- Public and product liability
- Professional indemnity (optional)
- Statutory liability
- Employers liability
- Employment disputes
- Crime
- Internet liability
- Criminal defence legal costs
- Liability consequential loss
Benefits of PURPL insurance Cover?
- Excellent value for money
- Broad cover tailored to minimise gaps in protection
- Reduced paperwork (one proposal, one renewal date, one payment)
- Single insurer to manage and settle claims
- Access to some of the country’s best defence lawyers via QBE’s experienced liability claims team.
Our brokers can work with you to create a tailored, cost-effective insurance package to safeguard against your business risks.
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Liability solutions
Public liability
Public and product liability insurance minimises the financial impact on a business should the unexpected happen
Product liability
Product liability insurance protects against claims of personal injury or property damage caused by a business
Directors and officers liability
Directors and officers insurance protects your executives and board from personal financial risk
Statutory liability
Statutory liability insurance can protect businesses against certain unintentional breaches of New Zealand law
Employers liability
An employers liability policy protects employers against claims brought by their employees who have sustained an injury where the ACC does not provide cover
Employment disputes
Employment disputes insurance protects employers against personal grievance claims brought by past or present employees
Crime insurance
Crime and fidelity insurance protect organisations from losses which could arise from dishonest or fraudulent acts committed by employees
Professional indemnity
Professional indemnity insurance is designed for professionals who provide advice
Trustees liability
Trustees liability insurance protects trustees from personal liability while carrying out duties performed for the trust