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Liability insurance
PURPL liability insurance
PURPL is a combined liability insurance package designed to protect you and your business when facing the prospect of being sued or prosecuted.
PURPL liability insurance is arranged by Gallagher and underwritten by QBE Insurance, one of New Zealand’s leading liability insurers.
What PURPL covers
PURPL comprises ten important types of cover:
- Directors and officers liability
- Public and product liability
- Professional indemnity (optional)
- Statutory liability
- Employers liability
- Employment disputes
- Crime
- Internet liability
- Criminal defence legal costs
- Liability consequential loss
Benefits of PURPL
With PURPL you can benefit from:
- Extensive cover
- Efficient paperwork (one proposal, one renewal date, one payment)
- Having a single insurer to manage and settle claims
- Access to some of the country’s best defence lawyers via QBE’s experienced liability claims team.
Our brokers can work with you to put together the appropriate PURL package to cover your business risks. And if you have a claim, we advocate to get you a fair and prompt result.
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Liability solutions
Public liability insurance
Protects your business in the event of claims made by the public in connection with your business' activities.
Statutory liability
Statutory liability insurance can protect businesses against certain unintentional breaches of NZ law
Employers liability
Employers liability protects employers against claims brought by employees who have sustained a personal injury not covered by ACC
Professional indemnity
Professional indemnity insurance is designed to cover professionals who provide advice
Directors and officers liability
Directors and officers insurance protects your executives and board from personal financial risk
Employment disputes
Employment disputes insurance protects employers against personal grievance claims brought by past or present employees
Product liability
Product liability insurance protects against claims of personal injury or property damage caused by a business
Crime and fidelity
Crime and fidelity insurance protect organisations from losses arising from dishonest acts committed by employees
Trustees liability
Trustees liability insurance protects trustees from personal liability while carrying out duties performed for the trust
Liability consequential loss
Responds to financial losses suffered by a business, following a business interruption that's a result of a liability insurance claim
Criminal defence legal costs
Provides cover for costs incurred in legal disputes brought against you, company officers and employers
Internet liability
Internet liability insurance provides specialist protection often not covered in general liability policies