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Liability insurance
Trustees’ liability insurance
Trustees liability insurance provides cover against allegations that a trustee, trust secretary or other officer has committed a wrongful act in carrying out their duties.
Being a trustee comes with a lot of duties and responsibilities.
Whether you are the custodian of a large trust, managing a family company, overseeing an owned property, sitting on the board of a public or private foundation, there are bound to be disagreements that could be the cause of potential liabilities for you.
Who needs trustees’ liability insurance?
Any person who serves as a trustee or is a secretary or other officer of a trust needs liability cover.
Trusts come in many shapes and sizes, presenting their trustees and service providers with a variety of duties.
One thing trusts all have in common, is that trustees can be held legally accountable for any decisions that they make and for any services provided.
What trustees’ liability insurance covers
Trustees’ liability insurance can provide cover for:
- Individual trustees and corporate trustees (if declared)
- Judgements and settlements
- Fidelity cover to protect trust assets against theft or fraud by a trustee
- Defence costs
- Costs to appear at inquiries or investigations
- Investigations of workplace injuries
Help with trustees’ liability insurance
Our brokers can work with you to develop an insurance liability package that meets the needs of your business. And in the event of a claim they'll advocate on your behalf to help get a fair and prompt result.
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Liability solutions
Public liability
Protects your business in the event of claims made by the public in connection with your business' activities.
Statutory liability
Statutory liability insurance can protect businesses against certain unintentional breaches of NZ law
Employers liability
Employers liability protects employers against claims brought by employees who have sustained an injury not covered by ACC
Professional indemnity
Professional indemnity insurance is designed to cover professionals who provide advice
Directors and officers liability
Directors and officers insurance protects your executives and board from personal financial risk
Employment disputes
Employment disputes insurance protects employers against personal grievance claims brought by past or present employees
Product liability
Product liability insurance protects against claims of personal injury or property damage caused by a business
Crime and fidelity
Crime and fidelity insurance protect organisations from losses arising from dishonest acts committed by employees
Trustees liability
Trustees liability insurance protects trustees from personal liability while carrying out duties performed for the trust
Liability consequential loss
Responds to financial losses suffered by a business, following a business interruption that's a result of a liability insurance claim
Criminal defence legal costs
Provides cover for costs incurred in legal disputes brought against you, company officers and employers
Internet liability
Internet liability insurance provides specialist protection often not covered in general liability policies