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Personal insurance

iStock 840939122 boat

Boat insurance 

We know that New Zealanders have a bit of an obsession with boats, whether it’s boating, cruising, fishing or sailing away at leisure.  Our watertight marine insurance policies provide boat owners and their families cover should your boat need to be replaced or repaired.

It doesn’t matter what kind of water craft you own; you can be confident that our boat insurance brokers will find an insurance policy that fits your needs.


We can provide cover for all kinds of water craft including;

  • weekend pleasure craft
  • cruisers
  • sport fisher boats
  • jet skis
  • dinghies
  • yachts
  • commercial boats
  • kayaks
  • ski boat
  • luxury launches
  • windsurfers
  • superyachts
  • jet ski and kayak trailers

What does boat and water craft insurance cover?

Comprehensive insurance covers loss or liability related to your boat, boat trailer and fishing gear, yacht, water ski equipment, diving equipment, tools and personal effects stored aboard. It doesn’t matter if your boat is on land, in transit, moored or out on the water, or within NZ’s geographic limits.

Policies can cover a range of events including:

  • Accidental loss or damage
  • Fire
  • Explosion
  • Theft of your boat, tender, motor, trailer and fishing gear, water ski equipment, diving equipment, tools and personal effects

Types of boat and watercraft insurance available are:

  • Agreed value policy: we will pay you up to the amount we agree with you for your boat.
  • Market value policy: we will pay you up to our assessment of the sale value of your boat.

Marine insurance specialists

Our marine specialists have over 40 years' experience with marine broking and underwriting, and extensive expertise in marine-affiliated policy. We maintain strong relationships with the Marina Operators Association (MOA) and look after many of the privately-owned marinas throughout New Zealand. 

Our long-standing relationships, and our international connections through Gallagher, keep us up to date with changes in the marine industry, and enables us to secure market-leading cover for our clients. 


Need to talk?

Call us now
0800 276 624

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