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Premium funding enables businesses to pay their insurance premiums in easy-to-manage monthly instalments or agreed intervals. It is a flexible and convenient alternative to paying large insurance premium costs upfront, freeing up business cash flow for use elsewhere.
Monument Premium Funding Limited is a service that pays your annual insurance bill upfront so you can split the cost into smaller payments. You then pay us in installments. Choose the day and frequency that suits you - fortnightly or monthly.
The premium funding option from Monument Premium Funding Limited can be extended to most types of Crombie Lockwood commercial and domestic insurance policies.
Premium funding is a convenient solution for business owners, including SMEs who may not have access to traditional bank sources of funding.
By avoiding lump-sum payments, you can better manage cash flows for the day-to-day running of your business or reinvest working capital.
Premium financing is like a short-term loan. Monument Premium Funding Limited pays your insurance premiums on your behalf, and you then pay it back over time. Because the loan is secured by the insurance policy, generally additional security is not required. This keeps applications simple and processed quickly.
This is an informal funding facility. It does not cost anything to have the facility available whether it is used or not.
Talk to your broker about an insurance payment plan.