Insurance for food service and retail sectors

We’ve been working in the food service and retail sector for 40 years and understand the unique challenges and risks small to medium size businesses face in these industries. We have access to insurance packages and bespoke solutions to protect you and your business. When it comes to claims, our brokers advocate on your behalf to help ensure you get the best possible outcome should the worst happen.

Food service insurance

Your food service business may be a café, catering company, food truck or fine dining restaurant, but all food service businesses have certain risks and headaches in common. Employee relations, damage to property, spoiled food when someone switched the freezer off - we can ensure you’re protected if things do go wrong.

Our food service insurance clients include:

• Food trucks
• Commercial kitchens
• Restaurants and cafes
• Stallholders
• Chefs and caterers
• Food stores

We offer a range of insurance packages for the food service industry including packages for:

• restaurants and cafes insurance
• pubs and hotels
• Our SMARTpak solution for SMEs delivers comprehensive cover for a range of risk areas at excellent prices.

Food manufacturers, importers and distributors can get peace of mind with Foodsure, liability insurance cover to protect both your company's financial well-being and reputation.

Retail business insurance

Do you sell goods from a shop? Do you sell goods from your own home? How about online? Whichever way you do it, make sure you’re protected with our tailored retail business insurance solutions.

Gallagher can arrange covers for all aspects of retail risk including buildings, stock, fittings, fire, flood, public liability and business continuity. This includes:

• Business interruption protection
• Material damage protection for stock, property and assets
• Liability cover 
• Cyber insurance
• Health and safety risk management
• SMARTpak cover for SMEs
• Product recall insurance
• Trade credit insurance