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Showing articles for Client Advisory
Dealing with the aftermath of the Auckland Anniversary floods and Cyclone Gabrielle
Our highly experienced Gallagher claims teams played a crucial role in helping businesses and homeowners recover from these destructive events. Read more.
Market Update: Parametric insurance – a data-driven insurance solution
We examine the growing use of parametric insurance and explain how you can manage your financial exposure to a natural disaster excess in a commercial…
The importance of using two-factor authentication
As cyberattacks increase in volume the Privacy Commissioner has called for businesses to improve security of the information they hold.
Market Update: Directors & officers liability insurance update
While the directors and officers insurance market has softened somewhat, the global economic and geopolitical landscapes continue to remain challenging...
Market Update: Flood insurance presents challenges
The availability of insurance to cover flooding is a growing concern for New Zealand businesses and homeowners...
Market Update: Insurance rates trend upward
How rates are being driven by climate change concerns, global uncertainty and higher reinsurance costs.
Insurance Market Update March 2023
Chief Broking Officer Mark Jones looks at the implications of the Auckland Anniversary Flood and Cyclone Gabrielle for the New Zealand insurance market.
Insurer spotlight falls on high-hazard companies as market toughens
Companies with high hazard risks are seeing rising premiums and higher excesses for losses resulting from fire. Talk to a broker about a risk review...
Insurance Market Update
EQC changes, climate and inflation are the key issues now affecting the NZ insurance market. Download a copy of the latest Insurance Market Outlook...
How to proactively manage construction risk
Construction businesses renewing their insurance programme are facing increasing challenges, as inflation and Covid impacts hit both companies and insurers...
Implications of extreme weather on business
As extreme weather events escalate, the impacts on both insurer and those insured are intensifying. Company directors will have to consider reducing adverse environmental impacts…
Changes to Earthquake Commission cover
The Government is increasing the amount of cover EQC provides home and residential unit owners in the event of a natural disaster. Find out how…
Surviving and thriving through the Great Resignation
With companies struggling to fill open positions, and many workers reassessing their lives, careers and priorities, employers are having to to find innovative ways to…
How can stockpiling affect your insurance cover?
As construction material shortages continue, companies may be unknowingly impacting their insurance cover by stockpiling to help fulfil future contracts.
Uncertain times in the global cargo market
The war in Ukraine and continued pressure on ports and the global supply chain, mean it's unlikely we’ve seen the last of tough conditions, explains…
CLIENT ADVISORY: The importance of being correctly insured
It's never been more important to make sure your insurance cover accurately reflects what it will cost to replace your assets, or rebuild your business.
New Zealand Insurance Market Outlook - February 2022
Our latest advisory for clients provides an overview of the global and New Zealand insurance markets, and changes being seen in specific insurance sectors.
Insurance Market Outlook - September 2021
An overview of the global and local insurance markets, and the impact of COVID-19 and climate change on cover.
Managing business cyber risk when working remotely
Cyber criminals are taking advantage of the opportunities presented by Covid-19 disruption. Some steps to take to reduce the cyber risk to your business.
Covid-19 and your motor vehicle insurance
Advice on how the Covid-19 alert levels affect your car insurance.
Removal of electronic devices from schools as a result of Covid-19 closures
Advice on insurance cover where students take electronic devices home on loan during Covid-19 closures
Covid-19 and your home and contents insurance
How Covid-19 and lockdown affects home and contents insurance cover, including valuations, settlements, working from home and more.
Insurance Market Outlook - May 2021
Our latest advisory for clients provides an overview of the global and local insurance markets, and outlines changes in capacity and rates for specific insurance…
Business interruption insurance explained
Our advisory gives guidance on business interruption insurance, and explains why Covid-19 is generally not an event that business insurance can respond to.
Trade credit insurance advice for domestic trade
With the economic outlook strongly influenced by Covid-19, there are significant challenges for trade credit insurers to overcome for New Zealand businesses
Trade credit insurance guidance
As the economic impacts of Covid-19 are felt and businesses move to manage cash flow there may be implications for trade credit insurance policies.
Trade credit insurance advice for New Zealand exporters
The instability of the global economy is seeing insurers with more risks to factor in if you're exporting goods to overseas customers. Advice and tips…
Covid-19 and your landlord insurance policy - 13 August
Guidance on property inspections and loss of rent during Covid-19 alert levels, and what is covered by your landlord insurance policy.
Employment practice liability and employment disputes insurance
Workforce restructuring as a response to Covid-19's economic impact brings heightened risk of personal grievance claims. Guidance on employment practice liability and employment disputes insurance.
Maintaining cyber security during lockdown
The increase in remote access traffic due to the Covid-19 lockdown can create additional vulnerabilities in otherwise secure internal computer systems.
Managing supply chain risk in construction
If materials or equipment fail to arrive on site, work can stop completely. Managing this scenario is a critical part of project risk management.
Construction Insurance and Covid-19
Guidance and insurance considerations for New Zealand construction businesses and contractors during Covid-19 restrictions
Risk management tips for construction contractors
Our construction insurance specialists provide advice for contractors when entering contracts, to adequately manage the risks and issues raised by Covid-19.
Trade credit for turbulent times
Threat of global recession has heightened the need for businesses that provide goods and services on credit terms to strongly consider trade credit cover.
Being business prepared
Development and implementation of risk management practices during a pandemic will be key to moving through the disruption and looking forward to business life beyond…