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Carriers can be liable for any type of damage that occurs to goods during loading or unloading, or while it is in transit. This applies to goods carried by road, rail, sea or air within New Zealand.
Carriers’ liability insurance can help mitigate the risks and costs arising from damage to or loss of a customer's property.
Freight forwarders, forwarding agents, furniture removal companies, couriers, or anyone who, in the ordinary course of business, carries goods owned by someone else, could be liable for damage to the goods and possibly even for secondary damage resulting from their service.
Whether you operate a large national fleet, are transporting low risk or dangerous goods, a small fleet or owner driver, our brokers can help you identify the right insurance solution to help manage your risk.
We can provide cover for different risk options:
Even if you carry cargo on the basis of ‘Owner’s Risk’, if you have an accident and the cargo gets damaged, you may still be liable for some cargo-related costs as the carrier. For example, cover can be arranged for removal of debris and any subsequent clean-up costs, plus additional costs that may be incurred to carry remaining goods to their destination.
Our brokers can help you get the right insurance sorted for your needs and if you need to make a claim, we advocate on your behalf to help you get a fair and prompt result.