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SMARTpak is the smart insurance just for SMEs. It's a comprehensive insurance package designed to protect small to medium sized businesses as they grow. With SMARTpak, there is no need to second guess your insurance cover. 

Who is SMARTpak for? 

SMARTpak is suitable for all ages and stages of business, whether you're a start up or have been operating for years.  

The cover has been designed to protect businesses working in any industry, from building to hairdressing, dairies to gyms, online businesses and everything in between. 

What SMARTpak insurance covers

SmartPAK is packed with business advantages:

  • Stock and plant protection up to $1million
  • Gross profit protection up to $1million
  • Business interruption cover that starts when you stop trading
  • Additional increased costs of working up to $100,000 (higher limits available)
  • Claim preparation costs up to $50,000 (higher limits available)

SmartPAK is exclusive to Crombie Lockwood through our underwriting partners QBE Insurance (Australia) Limited, AIG Insurance New Zealand Limited, and Offshore Market Placements Limited.

Your SME insurance specialists 

Our Smart Business brokers deal exclusively with SME clients, so they understand you and your business.

And when it comes to claims, our SMARTpak team is on hand to help you 24/7.

SMARTpak claims

To make a claim contact us:


Need to talk?

Call us now
0800 276 624

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