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24 March 2020
With the nation shifting to Covid-19 Alert Level 4 at 11.59pm on Wednesday 25 March, a large number of sites need to prepare for this unprecedented event.
1. Secure sites and premises as well as practicable:
2. Ensure all payments due in March are paid or arrangements are made with your supply chain.
3. Apply for the Government Wage Subsidy scheme if you need financial support
4. If applicable, plan to carry out any essential work required during period of Level 4
It is important for businesses in the professional services sector of construction and building work (engineering, design, quantity surveying and project management) to continue work on current and forward projects if work can be completed remotely from home. This means you can be ready to resume work on current and new projects as soon as the lockdown is lifted.
For businesses engaged in essential construction and building work:
With all non-essential construction projects shutting down from 11.59pm Wednesday 24 March, it is required that sites are secured for the full lockdown period as per our guidance above. As with any period of shutdown during the normal course of the year such as Christmas / New Year, there are obligations as an insured to adhere to. These obligations are:
One of our responsibilities as a broker is to ensure you have all the information you need to make informed decisions about the risks your business faces. With the effects of coronavirus being felt in a number of ways by our clients across the country, we wanted to share some proactive advice to help you protect your business during this difficult and unprecedented time.
We are working with insurers daily to manage the insurance challenges until the COVID-19 Alert Level is brought down to a level where work can resume. We hope you find the information above helpful, if you have any questions please talk to your construction insurance brokers.