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Statutory liability insurance protects you, your business and your employees, including directors, trustees and managers, against certain unintentional breaches of New Zealand law resulting in prosecution.
Statutory liability policy provides access to specialist legal assistance and expert advice if you or your business is being prosecuted for breaching an Act.
Statutory liability insurance covers the organisation, any owner, director, officer, trustee manager or secretary, for reparations and the cost to defend prosecutions.
It can cover prosecutions under many laws, including:
It can also cover:
The policy does not cover:
Our brokers can work with you to develop and appropriate liability insurance solution to cover you against unintentional breaches of New Zealand law. And in the event of a claim, we'll work as your advocate to help get a fair and prompt result.
Protects your business in the event of claims made by the public in connection with your business' activities.
Statutory liability insurance can protect businesses against certain unintentional breaches of NZ law
Employers liability protects employers against claims brought by employees who have sustained an injury not covered by ACC
Professional indemnity insurance is designed to cover professionals who provide advice
Directors and officers insurance protects your executives and board from personal financial risk
Employment disputes insurance protects employers against personal grievance claims brought by past or present employees
Product liability insurance protects against claims of personal injury or property damage caused by a business
Crime and fidelity insurance protect organisations from losses arising from dishonest acts committed by employees
Trustees liability insurance protects trustees from personal liability while carrying out duties performed for the trust
Responds to financial losses suffered by a business, following a business interruption that's a result of a liability insurance claim
Provides cover for costs incurred in legal disputes brought against you, company officers and employers
Internet liability insurance provides specialist protection often not covered in general liability policies