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Liability insurance

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Liability insurance for business 

Liability insurance covers you for legal costs and fines if you accidentally injure or damage other people or their property in the day-to-day operation of your business.

Any size or type of business can be on the receiving end of a claim made by a third party, or negligence or omission from a staff member.

Our brokers are here to help you assess and manage these kinds of risk, and ensure you are fully protected.

Liability solutions

Public liability

Protects your business in the event of claims made by the public in connection with your business' activities.

Statutory liability

Statutory liability insurance can protect businesses against certain unintentional breaches of NZ law

Employers liability

Employers liability protects employers against claims brought by employees who have sustained an injury not covered by ACC

Professional indemnity

Professional indemnity insurance is designed to cover professionals who provide advice

Directors and officers liability

Directors and officers insurance protects your executives and board from personal financial risk

Employment disputes

Employment disputes insurance protects employers against personal grievance claims brought by past or present employees

Product liability

Product liability insurance protects against claims of personal injury or property damage caused by a business

Crime and fidelity

Crime and fidelity insurance protect organisations from losses arising from dishonest acts committed by employees

Trustees liability

Trustees liability insurance protects trustees from personal liability while carrying out duties performed for the trust

Liability consequential loss

Responds to financial losses suffered by a business, following a business interruption that's a result of a liability insurance claim

Criminal defence legal costs

Provides cover for costs incurred in legal disputes brought against you, company officers and employers

Internet liability

Internet liability insurance provides specialist protection often not covered in general liability policies

Liability insurance packages 

We've developed two cost-effective business insurance packages to support a company's primary liability risks.

  • PURPL is a liability insurance package arranged by Crombie Lockwood and underwritten by QBE Insurance, one of New Zealand’s leading liability insurers.
  • SMARTpak offers comprehensive cover for New Zealand’s small and medium businesses.

In addition we offer a range of specialist liability solutions as separate products and as extensions to other liability policies.

Liability insurance specialists  

Crombie Lockwood works with corporate and small to medium-sized businesses to arrange liability coverage that fits the requirements of each business. 

In the event of a claim, we advocate on your behalf to get a fair and prompt result. Contact a broker for more information about liability cover.

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