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Liability insurance
Liability insurance for business
Liability insurance covers you for legal costs and fines if you accidentally injure or damage other people or their property in the day-to-day operation of your business.
Any size or type of business can be on the receiving end of a claim made by a third party, or negligence or omission from a staff member.
Our brokers are here to help you assess and manage these kinds of risk, and ensure you are fully protected.
Liability solutions
Public liability
Protects your business in the event of claims made by the public in connection with your business' activities.
Statutory liability
Statutory liability insurance can protect businesses against certain unintentional breaches of NZ law
Employers liability
Employers liability protects employers against claims brought by employees who have sustained an injury not covered by ACC
Professional indemnity
Professional indemnity insurance is designed to cover professionals who provide advice
Directors and officers liability
Directors and officers insurance protects your executives and board from personal financial risk
Employment disputes
Employment disputes insurance protects employers against personal grievance claims brought by past or present employees
Product liability
Product liability insurance protects against claims of personal injury or property damage caused by a business
Crime and fidelity
Crime and fidelity insurance protect organisations from losses arising from dishonest acts committed by employees
Trustees liability
Trustees liability insurance protects trustees from personal liability while carrying out duties performed for the trust
Liability consequential loss
Responds to financial losses suffered by a business, following a business interruption that's a result of a liability insurance claim
Criminal defence legal costs
Provides cover for costs incurred in legal disputes brought against you, company officers and employers
Internet liability
Internet liability insurance provides specialist protection often not covered in general liability policies
Liability insurance packages
We've developed two cost-effective business insurance packages to support a company's primary liability risks.
- PURPL is a liability insurance package arranged by Crombie Lockwood and underwritten by QBE Insurance, one of New Zealand’s leading liability insurers.
- SMARTpak offers comprehensive cover for New Zealand’s small and medium businesses.
In addition we offer a range of specialist liability solutions as separate products and as extensions to other liability policies.
Liability insurance specialists
Crombie Lockwood works with corporate and small to medium-sized businesses to arrange liability coverage that fits the requirements of each business.
In the event of a claim, we advocate on your behalf to get a fair and prompt result. Contact a broker for more information about liability cover.