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Liability insurance covers you for legal costs and fines if you accidentally injure or damage other people or their property in the day-to-day operation of your business.
Any size or type of business can be on the receiving end of a claim made by a third party, or negligence or omission from a staff member.
Our brokers are here to help you assess and manage these kinds of risk, and ensure you are fully protected.
Protects your business in the event of claims made by the public in connection with your business' activities.
Statutory liability insurance can protect businesses against certain unintentional breaches of NZ law
Employers liability protects employers against claims brought by employees who have sustained an injury not covered by ACC
Professional indemnity insurance is designed to cover professionals who provide advice
Directors and officers insurance protects your executives and board from personal financial risk
Employment disputes insurance protects employers against personal grievance claims brought by past or present employees
Product liability insurance protects against claims of personal injury or property damage caused by a business
Crime and fidelity insurance protect organisations from losses arising from dishonest acts committed by employees
Trustees liability insurance protects trustees from personal liability while carrying out duties performed for the trust
Responds to financial losses suffered by a business, following a business interruption that's a result of a liability insurance claim
Provides cover for costs incurred in legal disputes brought against you, company officers and employers
Internet liability insurance provides specialist protection often not covered in general liability policies
We've developed two cost-effective business insurance packages to support a company's primary liability risks.
In addition we offer a range of specialist liability solutions as separate products and as extensions to other liability policies.
Crombie Lockwood works with corporate and small to medium-sized businesses to arrange liability coverage that fits the requirements of each business.
In the event of a claim, we advocate on your behalf to get a fair and prompt result. Contact a broker for more information about liability cover.